Why Finance Your HVAC System?
Don't let upfront costs delay your comfort. Financing lets you enjoy a new, energy-efficient system today while paying over time.
Low Monthly Payments
Break up your investment into manageable monthly payments that fit your budget
Quick Application
Simple online application with a decision in minutes—no lengthy paperwork
Flexible Terms
Choose from a variety of promotional periods to match your financial goals
Promotional Options
Special financing offers available based on your installation type and timing
Financing Programs Overview
We offer several types of financing programs. Specific promotional offers and terms are presented during your estimate consultation.
Deferred Interest
No Interest if Paid in Full
Pay no interest if you pay the promotional balance in full within the promotional period. Perfect for homeowners who can pay off the balance before the period ends.
Reduced APR
Fixed Monthly Payments
Predictable payments at a reduced interest rate for a defined period. Ideal for larger projects where you want to spread payments over time.
Equal Pay
No Interest
Fixed monthly payments with 0% APR for a set period. Great for budgeting with the certainty of no interest charges during the promotional period.
How It Works
Getting started with financing is simple and straightforward
Get Your Estimate
Use our online estimators or schedule an on-site consultation to determine the best system for your home
Apply for Financing
Complete a quick application during your estimate consultation—approval takes just minutes
Get Approved
Receive an instant credit decision and learn about the promotional options available to you
Start Your Project
Once approved, we'll schedule your installation and you can enjoy your new comfort system
Important Information About Deferred Interest Promotions
For deferred interest promotions: Interest accrues (adds up) on your account from the purchase date, but is only charged if you do not pay off your promotional balance within the defined promotional period. If you do not pay the promotional balance in full by the end of the promotional period, all accrued interest will be charged to your account.
Important Disclosures
*Subject to credit approval. Minimum monthly payments required. See your Truficient consultant for details. Financing provided by Synchrony Bank.
Promotional financing programs and terms are subject to change. Specific promotional offers vary by installation type and timing. Not all applicants will qualify for credit approval or for the lowest rates or highest credit limits.
Synchrony Bank is an Equal Housing Lender. Equal Opportunity Lender.
It is important that financing be offered to ALL customers to ensure compliance with Fair Lending guidelines.